John Hancock Funds 1

• Established in 1968
• Over thirty years of mutual fund management experience
• One of the fastest-growing money managers—with more than $30 billion in assets under management
• Boston-based money manager with more than one million investors worldwide
• Full range of investment products and services, variable and fixed annuities, long-term care insurance and privately managed accounts
• First in the industry to create a simplified, consolidated mutual fund prospectus
  
  

• Over 100 years of experience in money management
• Proud sponsor of both the Summer and Winter Olympics, as well as the Boston Marathon and Major League Baseball
• More than $120 billion in assets under management
• Among the highest industry ratings:
  
  A.M. Best A++
  Duff & Phelps AAA
  Moody’s Aa2
  Standard & Poor’s AA+
  
  
  
  1 Assets under management for John Hancock Funds as of 8/31/2001.
  2 Assets under management and Industry ratings for John Hancock Life Insurance as of 8/31/2001.